Why Choose PowerCap?
No Income Verification: Qualify based on property cash flow, not personal income.
Fast Turnaround
Streamlined processing for quick closings.
Flexible DSCR Requirements
Accepting DSCR ratios as low as 0.75. LTVs: Up to 80% for purchases and 75% for cash-outs.
Diverse Property Types
Financing for SFRs, condos, multi-family units, and more
Program Highlights
Tailored DSCR Loan Programs to Fit Your Needs
- Loan Amounts: Up to $3 million*
- Credit Score: Minimum FICO of 660*
- Property Types: SFR, 2-4 Units, Condos, Condotel, Non-Warrantable Condo
- Occupancy: Investment properties only.**
- Terms: 30 & 40-year fixed, 5/6 & 7/6 ARM options, Interest Only payment options.
How It Works
Simple Steps to Secure Your DSCR Loan
1. Apply: Complete our broker application to get started.
2. Submit: Provide the necessary property and borrower information.
3. Review: Our team evaluates the property's cash flow and other criteria.
4. Close: Benefit from our efficient processing and close your loan swiftly.